Spring is in full swing and summer will be here next month. As the world becomes greener and the temperature becomes warmer, it’s a great time to get out outside. Furthermore, it’s also a great time to reflect on your financial situation because once June is here, we will be at the halfway point of this year. Many businesses even end their financial year in June. So, I thought this post would be a great time to discuss spring-summer savings ideas.
Adjust insurance policies
This tip comes directly from my mother. Now is a great time, to step back and think about your current financial situation. Take some time to look at your insurance policies (homeowners, renters, and auto) and determine whether or not you want to look for better deals with new providers or consider changing premiums and deductible amounts. Personally, my car insurance is coming up in June so I will see if I want to continue (which is pretty likely, I have had a great experience with Geico).
Plant a garden
You can still plant a garden right now. A garden is an excellent way to save money and spend some time outside. Additionally, if you don’t have a yard, it’s still possible to grow plants inside your home and in small spaces. This blog does an excellent job of showing innovative indoor gardens. Gardens don’t have much setup cost and cultivating one can be fun and rewarding.
Side Note: Deanna at Recovering Women Wealth has an excellent blog post about using your stimulus money. She mentions that planting a garden is also a good way to support local businesses who are in need of cash.
DIY yard work
If you have a yard, then taking care of it yourself can save you a lot of money. Hiring someone to do this can be expensive and can add up quickly, according to HomeAdvisor, weekly lawn care maintenance can range between $50-$200. Even if you find a cheaper service at say $30 a week, that would add up to $120 a month. I say, play Small Ball, save some money, and do this work yourself! Also, maintaining a yard is great exercise and gives you chance to get outside.
Hang your clothes outside
Hanging your clothes outside to dry is an excellent way to save money.
Dryers use a lot of energy and make your electric bill higher. My mother has been hanging her clothes outside all of her life. In some countries, like Japan, hanging clothes outside is actually what most people do. I really need to do this more myself and I plan to now that the weather is warmer.
I wrote a previous blog post about staying fit on the cheap. There are a lot of ways to exercise outside without a gym. You can walk, run, do plyometrics and bodyweight exercises. This time of the year is also great because you don’t have to combat the cold weather (however, when it gets hotter, you may want to exercise in the morning). Additionally, I think it’s important to go outside and stay engaged with nature even more than usual because COVID-19 has kept most of us cooped up inside for sometime.
Thank you for taking time to read this. I appreciate it! Please leave a comment. Do you have any Spring-Summer Savings tips? @alexismh_8